eMortgage Process

Generate and Deliver eSigned Closing Documents Effortlessly
Encomia's software suite creates a complete closing document package. Standardizing your documents on the Encomia solution will also enable a seamless transition to eMortgages, as more of your loans are initiated and closed electronically. Encomia also provides first-class customer support.

eClosing Documents
Upon logging into Encomia's website, you will quickly find the lender document package needed for your loan product. Forms can be either signed online (electronically) or printed for a traditional "paper" closing. Both paths will get you to the closing table with the right documentation in all 50 states. Encomia's electronic closing docs can be filled out, signed, delivered and downloaded anywhere there is web access, including your office or the borrower's own home!

Print 2 SMARTDoc
Now you can easily transform documents from existing common formats into Fannie Mae and Freddie Mac endorsed, MISMO-compliant SMART Docs. Automatically convert documents to an eMortgage format using your computer's normal print function. They also can be printed to paper, ready to sign.

Doc Prep
Encomia offers document preparation for both traditional and electronic mortgages. Our innovative and secure online document solution was designed to provide compliance and reliability for mortgage institutions of any size. Relationships with major investors nationwide ensure that custom loan products are available at all times. We guarantee compliance at the federal, state, county and municipality levels, using more than 200 error checks and edits for each transaction.